Financial State of Minds
.. Welcome to Financial State of Minds, where we break down all things finance with a focus on personal money management. Whether you’re tackling debt, growing your savings, or planning for the future, this podcast gives you practical, actionable advice to take control of your finances. No complicated jargon—just real strategies to help you build a stronger financial futu
Recent Episodes
Investing for Beginners (Part 2): Strategies, Risk, and Smart Decisio…
In this continuation of their beginner investing series, Darrin and financial expert Maurice Shabazz dive deeper into the strategies and decision-making skills every new investor needs to build long-term wealth. Picking up ex...
Investing for Beginners: A Simple Guide to Getting Started (with Maur…
Episode Summary In this episode, Darrin reunites with financial expert Maurice Shabazz to create a clear, simple, and realistic beginner’s guide to investing in 2025. The two break down exactly what someone needs to have in p...
A Guide to Navigating Disability: Preparing, Adapting, and Re-Enterin…
In this deeply personal and informative solo episode, Darrin offers a practical, compassionate A-to-Z guide for navigating the journey of becoming disabled — whether you’re preparing for the possibility, recently disabled, or...
The Disability Tax: Financial Realities of Living with a Disability (…
In this deeply personal and informative episode, Darrin sits down with financial expert Maurice Shabazz to unpack the concept of “The Disability Tax” — the financial burden that often falls on individuals living with disabili...
Building Business Credit: How to Fund and Grow Your Business (with Ma…
In this episode, Darrin teams up once again with financial expert Maurice Shabazz for a full breakdown of business credit — what it is, how it works, and how to build it from the ground up. The two explain how business credit...
Mastering Credit: How to Understand, Improve, and Repair Your Credit …
In this episode, Darrin teams up once again with financial expert Maurice Shabazz for a deep dive into one of the most important topics in personal finance — credit. Together, the two break down how credit works, what the cre...
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Recent Blog Posts
Buying a Home in 2022 (and Beyond): What You’re Really Up Against
Let’s be honest: buying a home right now is wild. In this solo episode of the Financial State of Minds Podcast, I took time to break down exactly what’s going on in the housing market, why it feels so out of reach for many of us, and ho…
This Is Why I Do What I Do
We all have a story that shapes us. Mine is layered with tragedy, influence, and transformation. It’s not just about money. It’s about meaning. In this episode of the Financial State of Minds Podcast, I opened up like never before. For …
About the Host
Darrin Harvey
Financial Planner + Business Consultant
Darrin Harvey is a financial planner and the host of the Financial State of Minds podcast, where he breaks down personal finance in a way that’s clear, relatable, and empowering. Raised in a middle-class home by parents who emphasized financial literacy, Darrin entered adulthood with a foundation in money management—but still faced his share of financial highs and lows. He overcame periods of debt and instability by learning to plan intentionally, all while navigating life as a legally blind individual.
Darrin now uses his experiences to help others do the same. His mission is to educate and uplift communities that are often overlooked when it comes to financial planning—college students, African American and other minority communities, and the disabled community. Through one-on-one coaching and his podcast, he offers practical tools, real-life strategies, and a supportive voice for those ready to take control of their finances. For Darrin, financial literacy isn’t just about money—it’s about access, confidence, and building a future you can be proud of.